The website for MRB Vermögensverwaltungs AG (hereinafter referred to as “MRB”) contains information and opinions on financial instruments, products and services (hereinafter collectively referred to as “financial products”). Therefore, you may visit the website only after carefully reading and accepting following important legal notices.
By declaring your acceptance, you declare that you have understood the legal information and that you expressly agree thereto.
The following section on financial products contains information and opinions on financial products (e.g. investment funds) that may be subject to registration requirements in different countries. It is not directed at natural or legal persons for whom the use of or access to the website of MRB Vermögensverwaltungs AG («MRB») would violate the legal system of their country due to the nationality or domicile/registered office of the person concerned or for other reasons. This applies in particular to citizens and/or residents of Great Britain, Japan and the USA.
By accepting this legal notice, the visitor to this website confirms that he is a qualified investor under the Swiss Collective Investment Schemes Act (CISA) with domicile in Switzerland.
The content published in the section on financial products does not constitute a recommendation or an offer to buy, hold or sell the financial products mentioned or to carry out other transactions or legal acts. It is intended solely for personal use and for information purposes and, like this legal information on financial products, may be changed at any time without prior notification by MRB.
The content provided in the section on financial products is not intended as a recommendation for your investment or other decisions and does not have any advisory character whatsoever. However, before making an investment in a financial product, investors should carefully read the current legal documents and any other documents that may be required by local legal and regulatory provisions (e.g. prospectus/KIID and the annual and semi-annual report of an investment fund). It is particularly important to study in detail the legal information and risk warnings contained therein. It is also recommended that a specialist be consulted before an investment decision is made.
MRB takes the greatest possible care in compiling the content relating to financial products. Nevertheless, MRB and its contractual partners assume no guarantee or liability to third parties with regard to the accuracy, topicality and completeness of the published content. In particular, MRB is under no obligation to update the content or remove outdated content.
Furthermore, MRB accepts no responsibility and gives no guarantee that the functions of the website with content relating to financial products will not be interrupted or are free of errors, that errors will be rectified or that the website or the relevant server is free of viruses or other harmful components and programs.
The MRB website may also contain links to websites operated by third parties. These links are completely beyond MRB's influence. For this reason, MRB accepts no responsibility for the accuracy, completeness and legality of the content of such websites or for any offers and services contained therein.
In principle, the higher the risk (e.g. price fluctuations), the longer the investment period should be and the higher the potential returns. The value of the invested capital as well as the income flowing from it (e.g. distributions in connection with investment funds) are subject to fluctuations or may not occur at all.
Investments in foreign currencies are directly and indirectly subject to exchange rate fluctuations. Individual financial products are generally subject to higher risks (e.g. investment funds that invest primarily in emerging markets and/or in shares of low-capitalized companies and/or in high-yield bonds).
A positive performance (value development) in the past is in no case a guarantee for a positive performance in the future. MRB and its contractual partners therefore cannot guarantee that the value of the invested capital will be maintained (or even increased) and investors must be willing or able to accept substantial losses or even total losses.
Any fees and costs (e.g. commissions and costs charged on the subscription and redemption of fund units) charged when buying, holding or selling the financial product are not included in the performance calculation.
To the extent permitted by law, MRB and its contractual partners disclaim all liability (including negligence and liability towards third parties) for any losses arising from direct, indirect or consequential losses of any kind whatsoever which are connected with the use of the website and its content or with the risks of the financial markets.
The legal basis of a collective investment scheme, which is listed in the section on financial products below, is available free of charge to investors domiciled in Switzerland at the following address
MRB Vermögensverwaltungs AG
Important legal documents are also available electronically on MRB’s website.
All content of this website is protected by copyright and is the property of MRB unless expressly stated otherwise. No part of this website grants any license or usage rights to images, texts, trademarks or logos. Downloading or copying from the websites does not transfer any legal claims to software or material contained on the websites.
Any reproduction or republication of the content of these websites requires the written consent of MRB and express reference to the source.
Access to and use of the MRB website and this important legal information on financial products are subject to Swiss law. The place of jurisdiction is Zurich.
Zurich, January 2016
I accept the terms and conditions and confirm that I am a qualified investor in accordance with the Swiss Collective Investment Schemes Act (KAG) with domicile in Switzerland.