General legal disclaimer
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General information
This website (hereafter referred to as "MRB website") belongs to MRB Vermögensverwaltungs AG (hereafter referred to as "MRB"), a company based in Switzerland. The sole purpose of the MRB website is to provide information. Although MRB takes all reasonable care to ensure that the information on this website is correct at the time of publication, it makes no representation or warranty (including liability towards third parties), express or implied, regarding the correctness, reliability or completeness of the information provided. The information provided on the MRB website may be modified at any time without prior notice. The posting of any information on the website should not be understood to imply that there has not been any change in the affairs since the date on which the information was filed with the relevant regulatory authority or published or that the information is accurate at any time subsequent to the date on which it was published. By accessing the MRB website or using any information provided on this website (for personal use or for third parties), you signify your agreement to the terms of use below.
This disclaimer may be updated at any time. Therefore, MRB advises you to read through this disclaimer regularly to ensure that you are informed of any changes. The date on which this disclaimer was last updated is given below.
No offer, no obligation
MRB provides access to the information and documents available through the MRB website for personal use and information only. The information and documents may be modified at any time without prior notice. MRB makes no representation, express or implied, that the information and documents published on the MRB website are accurate, complete or up to date. In particular, MRB shall not be obliged to remove any outdated information from the MRB website or to expressly mark it as being outdated.
Nothing contained on the MRB website constitutes financial, legal, tax or other advice, nor should any investment or any other decisions be made solely based on the MRB website content. Investments in any of the investment instruments described on the MRB website should only be made after carefully studying the corresponding fund prospectus, regulations and annual or half-yearly report including all the legal information therein. You should obtain advice from a qualified expert before making any investment decision.
No information published on this website constitutes an offer, a request or a recommendation to buy or sell any investment instruments or to conclude any other transactions or any legal act whatsoever.
Performance
The future performance of an investment cannot be deduced from previous market value, i.e. the value of an investment may fall as well as rise. Therefore, good performance in the past does not guarantee good performance in the future. Investments in foreign currencies may also lose value as a result of changes in currency exchange rates and are therefore subject to greater risk. Therefore, MRB cannot guarantee that any capital invested will maintain its value or increase in value.
Links to other websites
Some links on the MRB website lead to third-party websites, which are completely beyond the control of MRB. Accordingly, MRB does not assume any responsibility for the accuracy, completeness or legality of the contents of such websites, or for any offers and services contained.
Use of the MRB website
The entire content of the MRB website is subject to copyright with all rights reserved by MRB. You may save or print out a hard copy of individual pages and/or sections of the MRB website provided that you do not remove any copyright or other proprietary notices. With any saving or otherwise copying from the MRB website, the terms and conditions for use shall be deemed to have been accepted. All property rights shall remain with MRB or with the suppliers of the corresponding investment funds. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link to or use for any public or commercial purpose the MRB website without the prior written permission of MRB.
Nothing on this website shall be construed as granting any licence or right to use any image, trademark, logo or software. Downloading or copying this website or parts thereof shall not transfer any title to you. MRB supplied fund information or documents reserves all rights (in particular with respect to copyright and trademark ownership) to all material on the MRB website and will enforce their rights to the full extent of the law.
Material interests
MRB and/or its boards of directors, executive management and employees may have or have had interests in the listed investment instruments or have or have had positions in the relevant securities. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided other services to or serve or have served as directors of relevant fund providers or companies.
Local legal restrictions
The MRB website contains information and documents regarding numerous investment funds and is not directed to any person in any jurisdiction where (by reason of that person's nationality, tax residence or otherwise) the publication or availability of the MRB website is prohibited. Persons in respect of whom such prohibitions apply must not access the MRB website. Fund information and documents are provided either by PMG or by MRB itselves. If the information and documents are published on the MRB website by MRB, then MRB will rely on the information provided by the fund providers regarding distribution licences for the investment instruments. MRB does not guarantee the accuracy of distribution authorisation information and can therefore not be made liable for incorrect data/information. If the information and documents are uploaded to the MRB website directly by the fund providers, the fund providers shall be responsible for obtaining the necessary distribution licences.
Investor profile
When accessing the MRB website for the first time, users are asked to specify their investor profile. The investment fund information and documents provided thereafter are intended exclusively for users with the specified investor profile. Selecting the wrong investor profile may result in access to information and documents relating to investment funds which the user is not authorized to access. The user undertakes to select the correct investor profile. MRB shall not be held liable for any damages or activities suffered by the user as a result of selecting the wrong investor profile.
Limitation of liability
Fund information and documents are published on the MRB website either by MRB or by the various fund providers directly. Under no circumstances shall MRB be held liable for any direct, indirect or consequential damages whatsoever resulting from use of the fund information or documents, from access to the MRB website or from links to third-party websites.
Furthermore, MRB disclaims all liability for any tampering with the internet user's computer system by unauthorized parties. In this regard, MRB expressly draws attention to the risk of viruses and the possibility of targeted attacks by hackers. In order to combat viruses, it is recommended that the most recent browser versions be used and that anti-virus software be installed and continually updated. As a rule, the opening of any e-mail from an unknown source as well as any unexpected attachment to an e-mail message should be avoided.
This disclaimer was last updated on 16.12.2010.